Car Loans
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If you are looking to fund the purchase of a new car, why not use our car loans service There are many car finance options available it is sometimes difficult to choose the one that is right for you. While car manufacturers offer finance deals, often you will pay more interest than you need to.
The main types of car loan schemes available are via a personal loan, Hire Purchase or the manufacturer's scheme.
Personal Loans
By taking out a personal loan to buy a new car, you will probably be in
the best position - lower interest rates than those offered by traditional
car finance methods; the freedom to shop around for the best vehicle;
and, you are in a strong position to barter as a 'cash purchaser'. Also,
the loan will not be secured on the vehicle and the car is owned outright
by you.
Our comprehensive and independent personal loan service will search through the different personal loans on the market to find the best deal for you. We have access to hundreds of car loan products from over 50 different UK providers in the UK, as well as many exclusive deals, so getting the right personal loan couldn't be easier.
To find the personal loan that is suited to your circumstances, simply complete the short form and one of our specialists will find the best buy for you. Using our expertise, we will review the options available to you, taking into account your needs and personal circumstances.
If you have adverse credit, our service can help you find a loan even if you have a poor credit history or are have previously experienced difficulty getting a loan.
There are a number of different lenders who specialise in adverse credit loans. Our service is invaluable in finding the right product for you. We have access to these lenders as well as many exclusive deals.
So, even if you've experienced financial difficulty in the past, such as defaults, County Court Judgements, Arrears and even late payments, provided you are a homeowner, we can help.
We can negotiate some great rates, therefore enabling you to get the car of your dreams!
Just complete our short form and we will find the best buy for you!
Hire Purchase (HP)
HP is the traditional method of car finance. Arranged by the car dealers,
it means you do not own the vehicle until the last payment has been made.
If you fail to maintain the finance payments you could lose the vehicle.
Manufacturers schemes
These finance schemes are offered by manufacturers, dealers, finance companies
and some banks for the purchase of new or nearly new cars.
You can part exchange your own vehicle and may also need to make a deposit.
You will then have a finance agreement for the remainder of the cost of
the vehicle, sometimes at a higher interest rate than that offered on
a personal loan.
Until the last repayment has been made, if you do fail to keep up the repayments on the vehicle, it may be repossessed.
Whatever you want from your loan, whether it's consolidation, a dream holiday or anything else, you could be SAVING £100's every month.
